International transfers need more than a name and account number—you also need the right bank codes. A SWIFT code (BIC) identifies the receiving bank globally, while an IBAN pinpoints the exact account within that bank; both are essential to route funds accurately and avoid delays, reversals, or extra fees. SWIFT codes are 8–11 characters (bank, country, location, optional branch) and are used worldwide.
IBANs can be up to 34 characters and are required in regions like Europe and the UAE. Always double-check both codes before sending, because even a single typo can hold or bounce a payment. You can find them on bank statements, in your online banking account details, or by contacting your bank, and you should verify format and length using official sources.
For a simpler experience in the UAE, Botim helps by auto-filling and validating SWIFT/IBAN details, flagging errors before submission, and guiding you through a smooth, compliant transfer flow. When in doubt, use a secure international transfer app that reduces manual entry, cuts mistakes, and gets money to the right account faster.
